I had a rather nasty phone call from a debit chasing company the other day, who go by the name of 1st Credit (now for the search engine bit – 08701642049 – 08701 642049).
Turns out I owed some money to a company I purchased a domain name through.
The company had renewed the domain name without telling me and had never bothered to invoice me or ask for any payment at all.
How can you pay for something you didn’t know you owed any money for?
I purchased the domain name from a company called Domainnames GB some years ago, and had no end of hassle with them whenever I wanted to do something with the domain.
Domainnames GB eventually ended up been part of a company called Legend Communications plc who in turn ended up been part of a company called THUS plc.
Are you still following….good…then we’ll continue…
Between all three of these companies I have found it to be more grief than I could ever imagine to get the said domain renewed and eventually transferred with clarification that any requests pertaining to the domain had been completed.
Finally this morning having had the run in with the debt company, I have cleared the debt I didn’t even know I had and finally severed all ties to these domain sellers….I hope!
So back to our friends 1st Credit – It turns out they are a company who buy debts off other companies, and then start DEMANDING payment of those debts via rather nasty phone calls and threatening letters.
Should you ever have to deal with this company, here’s some advice -
When they call you, they will begin asking for private information and they will ask you to go through a security check -
DO NOT give them any information at all, and insist they tell YOU what the call is about.
If they ask you again to go through the security check – Hang up.
You should find a letter will then drop through your door from 1st Credit, which should give a little clarity as to what they are after.
If you have a debt, I would suggest you pay the company you owe and then insist on 1st Credit been informed the debt is clear, and that you then require written confirmation from both parties the debt has been settled.
Be very careful what you tell 1st Credit, as there is a name for companies like them – SCUM!
More Info -
The phone number mentioned at the top of the Blog is the number 1st Credit called me on 08701642049 – 08701 642049 should you serch for it in Google.
A forum discussion at the Money Saving Expert Website regarding 1st Credit.
The moral of the story is -
I have no problem at all paying for something I should pay for as long as I actually know I owe money for it.
All the companies I have mentioned in this post I would NOT recommend.
Posted by partyoflife 
